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Terms of Use

Last Updated: May 11, 2026

Welcome to fleeting glow. By accessing or using our website and services, you agree to be bound by these Terms of Use. Please read them carefully before proceeding.

1. Acceptance of Terms

By accessing this website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree, you should not use this website or our services.

2. Description of Services

fleeting glow provides retirement planning and financial advisory services to individuals in Australia. Our services include:

  • Retirement readiness assessments
  • Comprehensive retirement strategy planning
  • Superannuation consolidation and optimization
  • Age Pension maximization consulting
  • Ongoing retirement plan reviews
  • Estate planning coordination

3. Financial Advice Disclaimer

The information provided on this website is for general informational purposes only and does not constitute financial advice. You should not rely solely on this information to make financial decisions.

Our personalized services involve the provision of financial advice tailored to your specific circumstances. Such advice is provided only after a comprehensive assessment of your situation.

Past performance is not indicative of future results. Retirement planning involves uncertainty, and outcomes may vary based on market conditions, legislative changes, and personal circumstances.

4. User Responsibilities

When using our website and services, you agree to:

  • Provide accurate and complete information
  • Keep your contact information up to date
  • Use the website and services only for lawful purposes
  • Not attempt to interfere with the proper functioning of the website
  • Not reproduce, distribute, or modify website content without permission

5. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of fleeting glow or its content suppliers and is protected by Australian and international copyright laws.

You may view and print pages from the website for personal, non-commercial use, but you may not reproduce, distribute, modify, or create derivative works without our express written permission.

6. Service Terms and Pricing

All services are provided at the prices listed on our website at the time of engagement. Prices are quoted in Australian Dollars (AUD) and are inclusive of GST where applicable.

We reserve the right to change our pricing at any time, but changes will not affect services already contracted.

Payment terms and conditions will be outlined in individual service agreements.

7. Limitation of Liability

To the fullest extent permitted by law, fleeting glow shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly.

Our liability for any direct damages shall not exceed the amount paid by you for the specific service giving rise to the claim.

8. Indemnification

You agree to indemnify and hold fleeting glow, its affiliates, and their respective officers, directors, employees, and agents harmless from any claims, damages, losses, liabilities, and expenses arising from your use of the website or services, or your violation of these Terms of Use.

9. Third-Party Links

Our website may contain links to third-party websites. These links are provided for your convenience only. We do not endorse or assume responsibility for the content, privacy policies, or practices of third-party sites.

10. Privacy

Your use of our website and services is also governed by our Privacy Policy, which is incorporated into these Terms of Use by reference. Please review our Privacy Policy to understand our data collection and use practices.

11. Termination

We reserve the right to suspend or terminate your access to our website and services at any time, without notice, for conduct that we believe violates these Terms of Use or is harmful to other users, us, or third parties, or for any other reason.

12. Changes to Terms

We may modify these Terms of Use at any time. Changes will be posted on this page with an updated "Last Updated" date. Your continued use of the website after changes are posted constitutes your acceptance of the modified terms.

13. Governing Law

These Terms of Use are governed by and construed in accordance with the laws of Victoria, Australia. Any disputes arising from these terms or your use of our services shall be subject to the exclusive jurisdiction of the courts of Victoria.

14. Severability

If any provision of these Terms of Use is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

15. Entire Agreement

These Terms of Use, together with our Privacy Policy and any service-specific agreements, constitute the entire agreement between you and fleeting glow regarding your use of the website and services.

16. Contact Information

If you have any questions about these Terms of Use, please contact us at:

Email: [email protected]
Address: Level 12, 380 St Kilda Road, Melbourne VIC 3004, Australia

fleeting glow

Retirement planning built on clarity, not complexity.

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